Debt Reduction - Saving Money

Money Boxer advocates living free of debt while saving money on day to day personal and family expenses. With knowledge and the will to make certain changes to financial behavior, it's very possible to vastly improve personal wealth.

Understanding Loan Consolidation and How it May Help

Debt consolidation is one option available to a consumer to reduce high interest loan payments. Understand how it works and if it makes sense for you. Done right, consolidation can be a good way of reducing debt.

Eliminating Private Mortgage Insurance

Eliminating Private Mortgage Insurance as early as possible can save a homeowner a significant amount of money. Know when you can terminate your insurance.

Don't Let Debt Steal Your Freedom - How to Escape

Many people escape debt every day. It takes work, determination, and a plan. The good news is it can be done.

5 Steps for Rebuilding Credit That Really Work

If your credit score is poor or bad some serious work needs to be done. Rebuilding credit can take time but the pay off, literally, is worth the effort. Get started with these 5 steps that work.

FICO Score

A FICO credit score is a value between 300 and 850. The Fair Issac Corporation devised the method of evaluating each person's credit worthiness. It looks at your complete reported history and ranks you with a number within the range. Find out how your score range affects you.

Save on Heating and Cooling Costs

Cut your energy cost, staring with heating and cooling. Energy Star says the average energy bill for a house in the U.S. is $2200 per year. The Alliance to Save Energy estimates it's closer to $2700 per year.

Save by Increasing Electric Water Heater Efficiency

If you have an electric tank water heater and want to make it more efficient and therefore easier on the electric bill, there are several ways to make improvements. Our recommendations show the most beneficial ways of doing so.

Get Serious About Saving Energy Costs

A typical household spends hundreds of dollars a month for power. Many areas of the United States require cooling in the summer and heating in the winter never really giving a break on power needs. Your best defense is to become as efficient as possible. We show you how.